Whether you are seeking finance to fund the purchase of your new home or investment property, or if you are seeking to refinance your existing loan and possibly consolidate existing debts, we can source the right finance for you.
One way our loan advice can save you lots of money is to review and optimise any current loans to see if you can use a “split loan” to keep non-tax deductible debt separate to tax deductible debt – and then come up with a plan for you to pay off the non-tax deductible debt much faster. Nothing like saving on tax!
Many small business owners love to leverage the power of other people’s money in the process of converting business profits into business wealth. At inspire we are qualified brokers which means we can get our clients the best rates and because we already have your numbers and information the process is seamless.
We can help you with:
Debt Optimisation Strategy
Debt optimisation (sometimes referred to as “Debt Recycling”) is a financial strategy which creates wealth over time and improves an individual’s debt structure. In the majority of cases, this is achieved by:
Where suitable, it is possible to extend on the strategy above by using the newly created investments as security for a margin loan, with the proceeds used to further invest. In this type of strategy the interest costs are still generally met from the home loan, with investment income also used to reduce the home loan balance.